Unlock Rewards with M&T Bank - Refer Friends & Family

Introducing the M&T Bank Refer-a-Friend Program, where both you and your referrals can earn fantastic perks.

💳 **Earn $50 Visa® Reward Card for Every Qualifying Account!**

Refer friends and family to open a new checking account with M&T Bank, and you'll both enjoy the benefits. For each new account opened that meets the qualifying criteria, you'll receive a $50 Visa® Reward Card. The more accounts you refer, the more you earn—up to $500 per year!

📞 **How to Get Started:**

1. Call relative representatives at 844-246-7342 and mention the Refer-a-Friend Program.

2. Visit our dedicated referral page at [mtb. com/ReferFriends](https://www.mtb.com/ReferFriends) for easy online referrals.

🌐 **Why Choose M&T Bank?**

- Trusted Banking: M&T Bank is committed to providing reliable and secure financial services.

- Personalized Solutions: From basic checking to premium accounts, we have options tailored to your needs.

- Community Focused: Join a bank that cares about its customers and the communities it serves.

🎁 **Spread the Word, Reap the Rewards!**

Share the joy of banking with M&T Bank and let your network benefit from exceptional financial solutions. It's a win-win situation! Don't miss out on this fantastic opportunity to earn rewards effortlessly.

*Terms and conditions apply. Visit [mtb.com/ReferFriends](https://www.mtb.com/ReferFriends) for full details.

Ready to embark on a rewarding journey? Refer now and watch your rewards grow!

[Refer Friends Now](https://www.mtb.com/ReferFriends) | Call 844-246-7342